Business Growth Calculators

Estimate your potential savings, revenue opportunities, or return on investment in just a few minutes. Enter your numbers to see a personalized projection.

Total Outsourcing ROI Calculator

Number of employees
Annual payrollTotal W-2 wages before taxes & benefits
Industry
Annual WC premiumLeave blank if unknown
Annual benefits spendHealth, dental, vision, 401(k)
Annual software / SaaS spendAll HR, payroll & back-office tools
Estimated annual savings
Conservative to optimistic range
Workers comp optimization$0
Benefits negotiation$0
Software consolidation$0
HR admin time reclaimed$0
HR hours reclaimed annually0 hrs

These are conservative, industry-average estimates. Book a quick call and we will calculate the exact savings for your business.

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Methodology: Estimates based on Atlas One client averages and industry research. Workers comp savings assume ~15% reduction through carrier optimization; benefits ~10% on renewals; software ~30% via stack rationalization; HR time at 10 hrs/employee/year reclaimed at $50/hr loaded coordinator cost. Range shown is ±30% around the mid estimate. Actual savings vary — real results require a live audit.

Labor Burden Calculator

Hourly wage
Hours per week
State unemployment rateUse your actual SUI rate if known
Workers comp rate (%)Of payroll. Construction 5–12%
Benefits cost (%)Of base pay. 25–35% typical
PTO days per year
Other costs per yearTraining, equipment, uniforms, etc.
Fully loaded employee cost
$0
— burden multiplier
Annual base pay$0
FICA (Social Security + Medicare)$0
FUTA (Federal unemployment)$0
SUI (State unemployment)$0
Workers compensation$0
Benefits$0
Other (training, equipment)$0
True hourly cost$0

Want to lower this number? Book a call and we will show you exactly where your burden can be trimmed.

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How the burden multiplier reads: a 1.32x multiplier means every $1 of base wage actually costs $1.32 all-in. Most US small businesses land between 1.25x and 1.45x; construction and manufacturing run higher due to workers comp. Note: FUTA is calculated on the first $7,000 of wages only; the SUI wage base varies by state.

Cost of Hiring Calculator

Annual salary
Position level
Time to fill (weeks)Avg 6 weeks; senior 10–12
Interviewers per candidate
Candidates interviewedAcross the full hiring process
Ramp-up time (weeks)Weeks to full productivity. Avg 12
Total cost per hire
$0
All-in, including lost productivity
Job postings & ads$0
Recruiter / HR time$0
Background & drug screening$0
Interviewer time$0
Onboarding admin$0
Lost productivity (open seat)$0
Ramp-up cost$0
As % of annual salary0%

Cut your cost per hire. Book a call to see how Atlas One handles recruiting, onboarding, and compliance.

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SHRM benchmark: the average US cost per hire is roughly $4,700; senior and executive hires routinely exceed $15,000. Methodology: job-posting cost scales by level; recruiter time uses level-based hours at $50/hr; interviewer time uses 1.5 hrs per interviewer per candidate at $75/hr blended; lost productivity multiplies weekly salary by weeks-to-fill; ramp-up assumes 50% productivity during the ramp period.

PTO Accrual Calculator

PTO days per year
Hours per day
Pay frequency
Year start dateUsually Jan 1 or the hire anniversary
Calculate as of
Hours already used
PTO available now
Enter both dates
Annual PTO entitlement0 hrs
Accrual per pay period0 hrs
Pay periods elapsed0
Hours accrued so far0 hrs
Hours used0 hrs
Est. end-of-year balance0 hrs

Need help with accrual liability or a compliant PTO policy? Book a call with our HR team.

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Accrual model: straight-line — employees earn an equal share of annual PTO each pay period. Some employers front-load (full balance Jan 1) or tier by tenure; adjust inputs accordingly. State-law note: several states (CA, CO, IL, MA and others) treat accrued PTO as earned wages payable at termination. Always verify your state rules.

Overhead Cost Calculator

Monthly revenue
Direct labor / moWages for billable / productive work
Direct materials / moMaterials consumed in delivery
Rent / facility / mo
Utilities & internet / mo
Insurance / mo
Admin staff / mo
Software & tools / moAll SaaS subscriptions combined
Active subscriptionsCount of separate vendors you pay
Marketing / mo
Professional fees / moLegal, accounting, consulting
Employees
Your overhead rate
0%
of monthly revenue
Total monthly overhead$0
Total annualized overhead$0
Total direct costs$0
Overhead per employee / mo$0
Cost per subscription / mo$0
Gross profit$0
Operating margin after overhead0%

Most Atlas One audits find 15–30% in overhead savings. Book a call for a free, no-obligation analysis.

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Overhead-rate ranges: most healthy small businesses run 20–40% overhead-to-revenue; service businesses trend higher (35–50%), product businesses lower (15–30%). A materially higher number almost always signals optimization room, especially in insurance, software, and admin. Operating margin is what remains after direct and indirect costs but before taxes and debt service; healthy SMBs target 10–20%.

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